Why We Collect Personal Information
We collect Your personal information because it helps Us deliver a superior experience and level of customer service. It enables Us to give You convenient access to Our products and services and focus on categories of greatest interest to You. In addition, Your personal information helps Us keep You posted on the latest product and other announcements, special offers, and events that You might like to hear about.
What Information We Collect and How We May Use It
We will ask for Your personal information if You wish to contact Us using the “Contact” form, create an account, subscribe to Our newsletter or other mailings, post content, or otherwise communicate with Us. To open an account We require that You provide personal information, including without limitation Your ID, Your accurate name, address, cell phone number and email address, etc.
If You desire to use our services, have Your funds matched, etc., We require that You upload personal information, including without limitation Your Bank Account Statement(s), Your ID’s and other personal information which may include personal and business and financial information. This is required to be able for us to identify You and match your Funds and provide all necessary services to You and by Your providing such information, you agree to allow us to posses this information for verification and other resulting services and benefits to You. We agree to keep this information only for verification and other authorized and administrative reasons and We will not willingly disclose Your personal information to anyone for any reason.
If You choose to connect with Us through a third-party social network such as Facebook, Instagram, Twitter, or others, We may collect personal information You provide in Your profile on such third-party social networks, including without limitation Your name, Username, e-mail address, photograph, gender and date of birth.
We may also collect certain non-personally identifiable information regarding customer activities on Our Website. This helps Us to determine how best to provide Useful information to customers and to understand which parts of Our service(s) are of most interest to them.
We may Use Your personal information to provide services that You have requested, respond to Your requests, and send You communications, as Well as for auditing, research, and analysis to improve the products offered on Our Website and app. You may be given the opportunity to unsubscribe from certain select promotional messages We send You, but to stop all communications from Us, You must deactivate Your account. To deactivate Your account, send us an email letting Us know that you would like Your account deactivated and we will deactivate your account as soon as possible.
Publicly Displayed Information is Public
If You Use Our Service(s) such as Our social media platform, You should be aware that any information You share may be visible to other Users. Personally identifiable information You submit in this manner can be read, collected, or Used by other individuals to send You unsolicited messages. We are not responsible for the personally identifiable information You choose to submit in this manner. For example, if You submit information that was previously non-public, We will collect that information from Your interaction and the information may become publicly available. When We disclose Your information We take Your privacy very seriously. We do not sell or rent Your contact information to other marketers.
There may be times when We make certain personal information about You available to companies or individuals to provide products and services to You on Our behalf. These companies may help Us process information, extend credit, fulfill customer orders, deliver products to You, manage and enhance customer data, provide customer service, assess Your interest in Our products and service(s), or conduct customer research or satisfaction surveys. We call them Our “Service Providers.” We may share personally identifiable information with Service Providers solely as appropriate for them to perform their functions, but they may not Use such information for any other purpose, except if We inform You otherwise at the time of collection. Without such information being made available, it would be difficult for You to purchase products, have products delivered to You, receive customer service, provide Us feedback to improve Our products and service(s), or access certain services, offers, and content on Our Service.
At times We may be required by Constitutional Law enforcement, or other issues of public importance to disclose certain information, but the case may be very rare since We are not beholding to or under the jurisdiction of any CORPORATIONS, FEDERAL ENTITIES, STATE GOVTS, FOREIGN CORPORATIONS or by any Foreign Governments.
How We Protect Your Personal Information
FOTOC and FOTOC Bank, takes precautions – including administrative, technical, and physical measures – to safeguard Your personal information against loss, theft, and misuse, as well as unauthorized access, disclosure, alteration, and destruction. We use reasonable and customary measures to safeguard the security of Your personal information; however transmissions made on or through the Internet are vulnerable to attack and cannot be guaranteed to be secure. You hereby acknowledge that We are not responsible for any intercepted information sent via the Internet, and You hereby release Us from any and all claims arising out of or related to the use of intercepted information in any unauthorized manner.
Cookies, Tracking and Other Technologies
As is true of most Websites, We gather certain information automatically and store it in log files. This information includes Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information, which does not identify individual Users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about Our user base as a whole. We will not Use this type of collected information to market directly to that person.
In some of the email messages from Us or those whose products are available on Our Service(s), We Use a “click-through URL” linked to content on Our Service. When customers click one of these URLs, they pass through Our Web server before arriving at the destination Web page. We may track this click-through data to help Us determine interest in particular topics and measure the effectiveness of customer communications. If You prefer not to be tracked, simply avoid clicking text or graphic links in the email.
Do Not Track Disclosures: because We respect Your privacy, We may abide by any “do not track” technology that You may choose to utilize, although, as described above with cookies, such technology may negatively affect the functionality of Our Service.
We have links to the sites of third parties. We are not responsible for their privacy practices. We encourage You to learn about the privacy policies of those companies.
Children and Minors
Our Service(s) are intended for Use by adults and only minors under the age of 18 with parent/guardian written authorization/consent. (Minor accounts will be made available in the future for ages 17 and under.) If You are a parent or guardian of a minor child (ages 17 and younger) and You believe Your child has provided Us with personal information without your written authorization/consent, please Contact Us .
Last revised February 23, 2023